When its customers seek to acquire machinery and equipment from manufacturers and dealers, PT.SMFL Leasing Indonesia (SMFLI) purchases the equipment instead and leases it to the customer. This is the most-common leasing transaction. SMFLI deals with a wide array of property including information equipment, industrial machinery and equipment, construction machinery, transportation equipment, commercial facilities, and medical equipment.
Furthermore, optimal use of our finance lease scheme enables our customers to accelerate depreciation of fixed assets.
|Useful Life||4 year||8 year||16 year|
|Minimum Lease Term||2 years||3 years||3 years|
Operating Leases are a scheme where the customer’s lease payment is based on the value of the property less its residual value, the amount it is worth at the end of the lease term. In principle, SMFLI assumes the risk related to the future value of the property. Accordingly, operating leases have the advantage of lower lease payments compared to finance leases. Structuring operating leases in accordance with accounting and tax regulations offers customers effective financial strategies by moving these capital investments off the balance sheet. SMFLI offers operating leases in various fields ranging from semiconductor production equipment to machine tools and medical equipment.